As flexible as you need them to be

  • Fixed interest rates for the entire loan term
  • Choose your own loan term and amount
  • Also available with loan protection insurance for you and your family

The world is your oyster

You can choose your own loan term and amount, and of course what you want to spend your loan on.

Loan insurance for the whole family

You can also take out an insurance cover to ensure that you will definitely be able to pay back the loan including in situations such as if you should lose your job or become incapacitated.

To apply for a loan, you must:

  • Be over 18
  • Be in permanent employment
  • Receive a regular salary

Time to treat yourself

Our personal loans are bound to bring a smile to your face, while our loan repayment rates are designed to help you sleep soundly at night. As a long-standing and expert loan provider, your Sparkasse is a bank you can trust with your loan. For more information, speak with one of our advisers.

 Cookie Branding

We, your Sparkasse, use cookies that are essential for running our website. If you close the banner by clicking on the “X” in the top right-hand corner, we will not use any additional cookies during your current visit to our website. If you consent to the use of cookies, we will use additional, non-essential cookies in order to process information on your use of our website for analytical (e.g. to measure reach) and marketing purposes (e.g. to personalise content). For more detailed information about these cookies, please see our Privacy Statement. Cookie consent is optional and not required in order to use the website. To select the kind of additional cookies you are happy for us to use, please click on “Change settings”. You can also consent to the use of all additional cookies by clicking on “Agree”. You can withdraw your consent at any time or change your cookie settings by clicking on the “Change cookie settings” link at the bottom of each page.